Personal Insurance
Coverage Built Around Your Life
From your home to your car to your weekend toys — I'll find the right coverage at the right price from carriers you can trust.
One Agent. Multiple Carriers. Your Best Options.
As an independent agent, I'm not tied to a single company. I shop your coverage across multiple top-rated carriers — Liberty Mutual, Progressive, Nationwide, and more — to find the policy that fits your life and your budget.
What I Cover
Personal Coverage Options
Home Insurance
Protect your biggest investment with coverage for your dwelling, personal property, liability, and additional living expenses.
- Dwelling & structure coverage
- Personal property protection
- Liability coverage
- Loss of use / additional living expenses
Auto Insurance
Get the right auto coverage for your vehicle — whether you're commuting across St. Peters or road-tripping across Missouri.
- Liability & collision coverage
- Comprehensive protection
- Uninsured motorist coverage
- Roadside assistance options
Umbrella Insurance
An extra layer of liability protection that kicks in when your home or auto policy limits are exhausted.
- Extends existing liability limits
- Covers legal defense costs
- Protects personal assets
- Affordable peace of mind
Motorcycle Insurance
Specialized coverage for your bike — whether you ride seasonally or year-round across Missouri and Illinois.
- Collision & comprehensive
- Accessory & gear coverage
- Roadside assistance
- Seasonal storage discounts
ATV / UTV Insurance
Coverage for your off-road vehicles, whether you're on private property or hitting the trails.
- Liability & collision
- Comprehensive coverage
- Medical payments
- Trail & off-road use
Boat Insurance
Protect your watercraft on Missouri's lakes and rivers with coverage tailored to your vessel.
- Hull & motor coverage
- Liability protection
- Uninsured boater coverage
- Towing & assistance
RV Insurance
Whether you're a full-timer or a weekend traveler, get coverage that moves with you.
- Collision & comprehensive
- Full-timer coverage options
- Personal belongings inside RV
- Emergency expense coverage
Why Choose an Independent Agent?
Captive agents can only offer you one company's products. As an independent agent, I work for you — not an insurance company. That means I compare rates and coverage across multiple carriers to find your best fit.
- I shop multiple carriers so you don't have to
- Unbiased advice — my loyalty is to you, not a company
- One local agent for all your personal insurance needs
- Licensed in Missouri and Illinois
Ready to Review Your Coverage?
Let's make sure you're protected — and not overpaying. A quick conversation is all it takes.