Church Insurance
Protecting Your Ministry, Your People & Your Place
Faith communities have unique needs. I specialize in church insurance across Missouri and Illinois — so your congregation can focus on what matters most.
Trusted by Faith Communities Across Missouri & Illinois
Churches, ministries, and faith-based organizations face risks that standard commercial policies don't always address. I work with carriers who specialize in faith communities — including GuideOne — to make sure your ministry is fully protected.
What We Cover
Church Coverage Options
Building & Property
Protect your sanctuary, fellowship hall, parsonage, and all church property from fire, storm, theft, and other covered losses.
- Sanctuary & structures
- Contents & equipment
- Stained glass & fine arts
- Business income coverage
General Liability
Coverage for bodily injury and property damage claims arising from church activities, events, and premises.
- Premises liability
- Bodily injury & property damage
- Products & completed operations
- Legal defense costs
Special Events
Coverage for festivals, fundraisers, community outreach events, and other special gatherings hosted by your church.
- One-time & recurring events
- Third-party liability
- Cancellation coverage options
- Community outreach activities
Volunteer Protection
Protect the volunteers who serve your ministry from liability and accident claims while performing church activities.
- Volunteer accident coverage
- Liability protection
- Youth program volunteers
- Mission trip coverage options
Church Vehicles
Coverage for church-owned vans, buses, and other vehicles used to transport members and serve the community.
- Church van & bus coverage
- Hired & non-owned auto
- Driver screening guidance
- Liability & collision
Ministry & Counseling Liability
Professional liability coverage for pastors, counselors, and ministry leaders providing guidance and care.
- Pastoral counseling liability
- Professional liability
- Sexual misconduct coverage
- Directors & officers protection
Carriers Who Understand Faith Communities
I work with carriers that specialize in church and ministry insurance — so your policy is built for how faith communities actually operate.
Why Bauer Insurance for Your Church?
Your congregation deserves an agent who takes the time to understand your ministry — not just your square footage. I'll walk through your operations, activities, and exposures to make sure nothing falls through the cracks.
- Specialized knowledge of church and ministry risks
- Access to carriers who focus on faith-based organizations
- Personal service from a local, independent agent
- Licensed in Missouri and Illinois
Let's Protect Your Ministry
A quick conversation is all it takes to make sure your congregation, your building, and your mission are fully covered.